Find out here whether you qualify for a contribution
Good to know
This page sets out the requirements of the Nu voor Later scheme. A few things to know upfront.
In these requirements, by ‘pension provision’ we mean a provision for saving towards your pension in a tax-efficient way. Think of contributions to your annuity account, premiums for your annuity insurance, or voluntary extra contributions to your pension fund. Not sure whether your provision qualifies? Check with your pension provider. You’ll find more explanation of the terms ‘tax-efficient’ and ‘annuity’ in the frequently asked questions. Nu voor Later is intended for self-employed professionals in the cultural and creative sector who have a pension provision.
Application period: the period over which you receive a contribution. The application period starts on the day of your application and ends 12 months later. We base our contribution on what you’ve paid into your pension provision during that period.
If your application is approved, you’ll receive 50% of your contributions during the application period, with a maximum of €450. We determine the contribution based on your claim, supported by proof of payment, statements or overviews from your pension provision.
Did you take out a provision on or after 1 January 2025? Then on top of our contribution, you’ll receive a one-off stimulansbonus (a bonus to encourage you to get covered) of €200.
This scheme is temporary and has a limited budget. Once the budget runs out, the scheme closes — and will not reopen.
Have a question about your application? Send us an email. There is no telephone helpdesk.
1 — Who is Nu voor Later for?
1a — Nu voor Later is for self-employed professionals in the cultural and creative sector who have a pension provision. Whether you’re part of the target group is determined by the SBI code you’re registered with at the Chamber of Commerce. Check the SBI target group list to see if your code is included.
1b — You can use the scheme once. Multiple applications are not possible, unless we reject your application and ask you to submit a new one.
1c — Did you take out a provision on or after 1 January 2025? Then on top of your monthly contribution, you’ll receive a one-off stimulansbonus (a bonus to encourage you to get covered) of €200.
1d — Don’t have a pension provision yet, but planning to set one up and apply for Nu voor Later straight away? Then follow this order: (1) open a pension account, (2) apply for Nu voor Later, (3) then pay money into that account.
2 — How do you apply?
2a — You apply through this website, and only in person. It is not possible to submit an application through an intermediary or authorised representative.
2b — Within two weeks you’ll receive an email letting you know whether your application has been approved or rejected. If your application is approved, that email will also include instructions on how to claim your contribution. If you’re also receiving the stimulansbonus, you’ll receive a separate email about that.
3 — How does claiming work?
3a — Your application period starts on the day you submit your application and lasts 12 months. You can claim up to 12 weeks after your application period ends. After that, it’s no longer possible.
3b — Within that period, you decide for yourself when to claim. For example, at the end of your application period. Or as soon as you’ve contributed more than €900 — in which case you can claim the maximum amount of €450 straight away.
3c — You may only claim once.
3d — After claiming, a spot check may take place. In a spot check, we ask people to send proof of the premiums paid.
4 — Other conditions
4a — Applicants may be asked to participate in spot checks and research on employment conditions in the cultural and creative sector.
4b — An application may be rejected if, in the opinion of Platform ACCT, it does not align with the spirit of the scheme.
4c — Platform ACCT reserves the right to modify or terminate the scheme at any time. If you have questions about this, send us an email.
Last updated: 22 May 2026