What is it?

As a self-employed professional, you don’t automatically build up a pension. A pension provision helps with that, but it can be costly. That’s why the Ministry of Education, Culture and Science (OCW) has set aside funding for self-employed professionals in the cultural and creative sector. Platform ACCT uses this funding for Nu voor Later: a temporary contribution towards the costs of your pension provision.

Who is it for?

Nu voor Later is for self-employed professionals in the cultural and creative sector who have a pension account, pension insurance, or who save voluntarily through a pension fund. Whether you’re part of the target group is determined in part by your SBI code. An SBI code is a four or five digit code that indicates what type of work you do. You received it when you registered with the Chamber of Commerce. You can find it on your Chamber of Commerce extract. More information can be found in the terms and conditions.

What do you get?

• A contribution towards what you save for your pension provision
  Do you pay money into your pension provision? Then you’ll get 50% of your contributions back afterwards, with a maximum of €450 over the whole application period.
• Haven’t arranged anything yet? You may be eligible for a stimulansbonus
  Did you start a new pension provision on or after 1 January 2025? Then on top of the contribution, you’ll receive a one-off stimulansbonus (a bonus to encourage you to get covered) of €200. This is paid out within three weeks of approval.

Please note: if you want to set up a pension provision and then apply for Nu voor Later straight away, follow this order: (1) open a pension account, (2) apply for Nu voor Later, (3) then pay money into that account.

Good to know: you can only use this scheme once. Multiple applications are not possible.

What can I expect?

1 Application approved?
You’ll hear within two weeks whether your application has been approved.

2 Claiming
You claim your contributions afterwards. The approval email explains exactly how this works.

3 Payment
You receive 50% of your contributions, up to a maximum of €450.

What you need for your application

• Your Chamber of Commerce number
• Your VAT number
• Your personal bank account number
• A scan or photo of your pension provision
• A scan of your Chamber of Commerce extract

Ready?

Got everything to hand? Then you can submit your application now. It only takes a few minutes.

One more thing: this scheme is temporary and has a limited budget. Once the budget runs out, the scheme closes — and will not reopen. So don’t wait too long to apply.